We are into core and advanced technologies and
providing Financial, Technical, software and support services apart from
software product development, sales, staffing and consulting. We are open to
join venture with like-minded and enthusiastic firms to help grow together in
the modern fashion adhering to latest IT trends and business needs.
Some of our products are listed as below...
Some of our products are listed as below...
DESCOM PRODUCTS LIST
Descom Fintech Solutions
(DFS) considerable domain knowledge of all perceivable
aspects of Banking, viz., Commercial Banking, Social Banking, Rural Banking
& Co-operative Banking and in-depth industry knowledge is backed by
end-to-end technological expertise and the experience of having worked with
some of the best Banks and Financial Institutions in the Country.
Banking Automation Products
Software
Solutions---
|
|
Cheque Truncation System
(CTS/MCTS)
|
Core
Banking Solutions (ASP & License Module)
|
Personalized Cheque
Printing Software
|
Core
Banking System (CBS)
|
Reconciliation
System
|
Kisan
Loans System and PACS Automation Solution
|
Document Management
System(DMS)
|
Omni Banking Solution (Net & Mobile)
|
Attendance Monitoring
System (AMS)
|
Central KYC
Records Management System (CKYCR)
|
MMS-ACH Payments System
(NACH)
|
ATM Switch
|
Hardware Solutions---
|
|
ATM Machine , NCR /Diabold
|
Canon
Cheque Scanner
|
Passbook
Printing Kiosk, Cheque Deposit Kiosk
|
Recycller
|
CTS SOLUTIONS (CHEQUE TRUNCATION SYSTEM)
A solution for banks to process cheques
electronically. CTS Solution receives-processes-validates-reconciles clearing
data (MICR data & Images). It controls and monitors outward & inward
clearing.
MCTS (Mobile Based Cheque Truncation System Software)
To ease process of cheque Truncation System for
banks, an application needs to be developed which will eliminate use of
scanners in bank for scanning of cheque. A smart application will be designed,
which will scan MICR code from cheque and sends data.
Personalized Cheque Printing Software
We offer a smart
solution to banks which helps them in for printing personalized cheque of the
customers. This solution helps banks in printing Customer Name and Account
Number on the existing cheque leafs by which bank can issue personalized cheque
to their customers instantly.
Attendance Monitoring System
We offer a smart solution
to banks which helps them in getting the real time data of their employee’s
attendance.
This solution provides
the complete excess to the authorized person to get real time data of the
employee attendance at any point of time. He can generate all kind of reporting
analysis purpose
Document management System
Document Manager is a perfect web-based DMS
tool that capture, store and retrieve document, allowing user access to
accurate and up to date document and information at any time and from anywhere.
A DMS is a system that delivers peculiar information to the right person at the
proper place and time.
RECONCILLATION SYSTEM
CKYCR
The beauty of this new form is that in the
single form itself you will find the new KYC registration and modification
feature. Also, the FATCA declaration is also available in same KYC form. As of
now, you have to declare when you are investing. However, it is now made it
mandatory of FATCA declaration while completing the KYC Process itself. CKYC
has its own on boarding platform and can also be used as only a bridge between
your existing customer information and system and CKYC platform. It goes way
beyond simply creating files. It has end to end change management including
customer consent.
ANTI MONEY LAUNDRING (AML)
Anti-Money Laundering is the term used by banks
and other financial institutions to describe the variety of measures they have
to combat this illegal activity and to prevent criminals from using individual
banks and the
financial system in general as the conduit for
their Proceeds of Crime. In all major jurisdictions around the world, criminal
legislation and regulation make it mandatory for banks and financial
institutions to have arrangements to combat Money Laundering, with harsh criminal
penalties for non-compliance.
"Know Your Customer (KYC) Standards and
Anti-Money Laundering (AML) – Guidance Notes for Banks", basically for
giving broad outlines of policy frame work based on international practices to
Serve as a reference guide to the banks in
complying with the provisions of the RBI Circular dated 29th November 2004 on
"Know Your Customer (KYC) Guidance - Anti-Money Laundering Standards"
and also to meet the obligations of banks under the PMLA. The Guidance Notes
helped in ensuring uniformity of approach among the banks in implementing the
KYC Standards and AML measures. Since 2005, there has been a number of
developments in the Anti-Money Laundering (AML) / Combating of Financing of
Terrorism (CFT) internationally and Within India that it was considered
necessary to review and revise the Guidance Note to incorporate the new
developments and to give a more detailed Note that could serve as a reference
document to the banks on all KYC / AML / CFT.
FEATURES:- AML software, Implementation and integration of
with CBS software
• Comprehensive AML
compliance program (KYC, CTR, STR, NTR and CCR) through a single platform.
ü
KYC – Know Your Customer
ü
CTR – Cash Transaction Report
ü
STR – Suspicious Transaction Report
ü
CCR – Counterfeit Currency Report
ü
NTR - Non-profit Transaction Report
• Compliance to
evolving RBI/FATF mandates.
• Customer risk
assessment using detailed customer information and transaction activities to
investigate
all aspects of customer’s profile.
ATM/RECYCLLER/KIOSK
We are authorized sales partner for the sales of automated
teller machine (ATM) & recycler.
• ATM
Machine—NCR/DIABOLD
- RECYCLLER------
- KIOSK-------------Information
Kiosk/Pass Book Printing kiosk/Cheque Deposit Kiosk
CHEQUE SCANNER
We are authorized sales partner for the sales of automated
teller machine (Cheque Scanner)
• Canon CR-50
• Panini Cheque
scanner
Core Banking – CoBaSys
Core Banking Solution
(CBS) is networking of branches, which enables Customers to operate their accounts,
and avail banking services from any branch of the Bank on CBS network,
regardless of where he maintains his account.
Finance Management Solutions for Agricultural Society (PACS)
